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How To Prevent Malware—Essential Security Tips for Every Internet User

Reviewed by
Jun 26, 2025
 • 
10
 Min Read
Protect Your Payments

Malware is a growing cybersecurity concern that affects individuals and businesses alike— according to the Annual Website Security Report by SiteLock, almost 4.1 million websites are infected with malware at any given moment[1].

With cybercriminals continuously developing new tactics to breach people’s and companies’ security, staying safe requires proactive measures. In this guide, we’ll provide practical tips on how to prevent malware from infiltrating your devices. You’ll learn to recognize risky behavior, block infections before they happen, and protect your data beyond traditional security tools.

How Does Malware Work?

A close-up photo of a Linux command line interface showing system operations with green text on a black background
Source: Jake Walker

Malware is a general term for any harmful software present on your device without your knowledge or consent. It typically spreads through harmful links or attachments, fake software downloads, compromised websites, or corrupted drives (like USB sticks).

If a cybercriminal manages to deliver malware on your device, they can use it to:

  • Steal your account or financial data (saved passwords, card details, banking logins)
  • Hijack devices (for spam, crypto mining, or ransomware attacks)
  • Spy on activity (keyloggers, screen recorders)

Once executed, malware can often self-replicate throughout the system, blocking access to files or the entire system, displaying unwanted advertisements, or breaking essential system components.

Malware isn't limited to computers—mobile phones, tablets, security cameras, and other IoT devices are equally vulnerable to infection through malicious apps and websites or network exploits.

What Are the Most Common Types of Malware?

Cybercriminals deploy various forms of malicious software, each designed with particular objectives and infection methods. Here are the most common types of malware:

Malware Type Description
Viruses A computer virus attaches to legitimate programs and self-replicates whenever you run them, potentially stealing data, corrupting files, launching DDoS attacks, or deploying other malware.
Trojans These are malicious software disguised as legitimate applications to trick you into installing them. Once you do, they create backdoors for attackers to steal sensitive information or install additional malware.
Ransomware These programs encrypt files or lock you out of your systems once installed, demanding payment to restore access.
Spyware Secretly monitors your activity without consent, collecting screenshots, browsing habits, or other information.
Worms These are standalone programs that replicate and spread across networks without requiring your action. They generally exploit OS vulnerabilities to infect multiple computers rapidly.
Adware These programs flood your devices with intrusive ads on your screen, potentially collecting your data or leading you to malicious sites or scams.
Keyloggers Surveillance tools that silently record every keystroke, stealing usernames, passwords, credit card details, and other information you type.

Signs Your Device May Be Infected With Malware

While symptoms can vary depending on the type of malware, these common indicators may suggest your device is compromised:

  • Unusually slow performance or random system crashes
  • Unexpected pop-ups or ads, especially outside your browser
  • Sudden battery drain (common on phones and laptops due to background malware activity)
  • Suspicious applications or browser toolbars that appear without installing them
  • High network activity even when you're not actively using the internet
  • Disabled security software or inability to update your OS

Some sophisticated malware (like spyware) can operate completely undetected, which may be even more dangerous. These stealthy threats can silently steal sensitive data for months before you notice, giving cybercriminals ample time to exploit your personal information while leaving no obvious traces of compromise.

How To Protect Your Computer From Malware Attacks

Protecting your devices from malware requires layers of protection that work together to block, detect, and neutralize threats. Here are five ways to prevent malware that can help safeguard your devices and data:

  1. Keep all software and operating systems updated
  2. Use reputable anti-malware software
  3. Practice safe browsing and download habits
  4. Secure your network
  5. Regularly back up important files

Keep All Software and Operating Systems Updated

Cybercriminals often exploit security flaws and vulnerabilities in apps and systems to gain unauthorized access to your device. These weak spots can exist in anything from your operating system to your browser or PDF reader.

To eliminate these known entry points, you should enable automatic updates for your operating system (Windows, macOS, iOS, or Android) whenever possible. For other applications, such as browsers, PDF readers, and productivity tools, checking for updates weekly is recommended.

Use Reputable Anti-Malware Software

A close-up photo of a computer monitor showing a Microsoft Defender Antivirus "Threats found" alert
Source: Ed Hardie

Anti-malware solutions offer real-time scanning, scheduled system checks, and automatic threat removal capabilities to identify and quarantine suspicious files before they execute.

Trusted solutions like Malwarebytes[2] or Bitdefender[3] offer both free and paid tiers with varying levels of protection. Free versions generally offer basic protection, while premium versions may include additional features such as:

  • Firewall protection to monitor network traffic
  • Email scanning to detect phishing attempts
  • Web protection to block harmful websites
  • Regular definition updates to identify new threats

It's generally advisable to schedule regular full system scans—weekly or biweekly—even if real-time protection is enabled. This practice can help detect dormant malware that might have slipped through initial defenses.

Practice Safe Browsing and Download Habits

Many people unknowingly expose their devices to risk by downloading files from unverified sources. This remains one of the most common ways malware spreads.

When downloading software, choosing official app stores and verified developer websites is typically safer than trusting third-party sources. Developers directly control distribution on their sites, reducing tampering risks, while it’s much easier for criminals to repackage popular software with hidden files or programs on third-party sites.

Besides shady downloads, you should always be wary of phishing emails that appear to come from legitimate entities but contain harmful links or attachments. It’s important to:

  • Verify sender addresses carefully for subtle misspellings indicating spoofing
  • Hover over links to preview the actual URL before clicking
  • Be skeptical of urgent/scare tactics demanding immediate action (e.g., "Your account will be closed!")
  • Avoid downloading suspicious files from unknown senders

Secure Your Network

A close-up photo of a network router interface panel showing active connections with green status lights
Source: Stephen Phillips

An unsecured network acts like an open door for malware. One compromised device on the network can infect every connected smartphone, laptop, and smart home gadget on your network.

Hackers target vulnerable routers to redirect your internet traffic, inject malicious code into websites you visit, or even hijack connected devices like security cameras. However, you can significantly strengthen your router’s security by following a few basic steps:

  1. Start by updating your router’s firmware through its admin panel (usually accessible via 192.168.1.1)
  2. Change the default admin password to something complex
  3. Enable the WPA3 security protocol (or WPA2 if unavailable)
  4. Disable WPS and UPnP features, as these are known for being vulnerable to cyberattacks
  5. Disable remote management features to prevent external tampering

As an extra security step, you can also enable your computer’s built-in firewall, which monitors incoming and outgoing connections and can be configured to block unknown incoming connections. You can adjust firewall settings on your Windows computer through the Firewall & Network Protection option inside the Windows Security app[4]. Mac users can turn it on under System Settings > Network > Firewall[5].

Regularly Back Up Important Files

Backups are an important preemptive strategy, providing a crucial safety net should your system become compromised. You should ideally maintain multiple copies of important data on different media types (for example, external hard drives and cloud storage).

It’s also recommended that automated backup solutions be run on schedule. Most cloud services and operating systems offer options for scheduling backups. When choosing cloud storage services, look for ones with strong encryption and a reputable track record.

Why Basic Security Isn’t Enough (and How To Minimize Financial Damage)

Malware prevention best practices can significantly reduce the likelihood of unauthorized access to your accounts or information. However, these methods can’t protect your information after you’ve shared it with a third party, like you do when shopping online. In case the third party suffers a security breach, information such as your payment card number might be stolen by hackers.

To add a layer of protection in case of data breaches and other security compromises that could result in payment fraud, consider using virtual cards for all day-to-day transactions. These cards hide your real card numbers by generating unique, disposable numbers and CVVs. If a merchant suffers a data breach or a malware infection, your actual payment card information cannot be compromised. 

Dedicated virtual card providers like Privacy further enhance this protection with additional features such as custom spending limits and advanced card controls, without requiring you to open a new account at any specific bank.

Stop Financial Fraud Before It Happens With Privacy Cards

A close-up photo of a person sitting at a wooden coffee table while holding a payment card and making a purchase on a laptop
Source: Ivan Samkov

Privacy is a BBB-accredited virtual card provider that enables you to seamlessly generate randomized 16-digit virtual card numbers after linking a debit card or bank account. Beyond hiding your real card numbers, Privacy gives you real-time control over your transactions. You can:

  • Set spending limits to avoid overcharges or unauthorized transactions
  • Pause or close cards instantly if you notice any potentially suspicious activity
  • Get live alerts whenever your virtual cards are used or declined

Privacy lets you create four types of virtual cards:

Card Type How It Helps You
Single-Use Automatically closes moments after the first transaction, making it perfect for shopping on unfamiliar websites or one-time purchases. Even if a hacker captures the virtual card number, they can’t use it further.
Merchant-Locked “Locks” to the first merchant it’s used with, making it ideal for subscriptions and recurring payments. If the merchant experiences a data breach or malware steals your card details, the card remains unusable elsewhere.
Category-Locked “Locks” to a pre-defined merchant category (e.g., food or entertainment) and can’t be used outside this spending category. This card is perfect if you need more flexibility while maintaining robust security.
Everywhere Works across multiple merchants, both online and in-store via Apple Pay, Google Pay, or Samsung Pay. This card is ideal for users who want maximum flexibility without sacrificing control or security.

Robust Security and Fraud Protection

As a PCI-DSS-compliant company committed to upholding the highest payment security standards, Privacy follows the same rigorous standards as major banks. By integrating the following security and fraud protection measures, Privacy ensures your sensitive data is protected from evolving cyber threats:

  • Data encryption—Your sensitive information is encrypted using AES-256, both at rest and in transit. This is the same standard used by governments and financial institutions, and it ensures your data remains unreadable even if intercepted.
  • Two-factor authentication (2FA)—Privacy lets you add a second authentication method, significantly reducing the risk of unauthorized access even if your login credentials are compromised by malware or phishing.
  • Secure firewalled servers—Privacy’s systems are hosted on isolated, single-tenant servers with strong firewalls and regular security updates.
  • Easy dispute mechanisms—If you notice unauthorized transactions, you can file a dispute quickly, and Privacy’s team will investigate and file a chargeback if it finds grounds for it.

Bonus Convenience at Your Disposal

Beyond comprehensive financial protection, Privacy offers various tools to simplify everyday transactions:

  • Privacy Browser Extension—Available for Chrome, Firefox, Edge, Safari, and Safari for iOS, this extension allows you to create and autofill virtual cards with a single click, eliminating the hassle of manual entry.
  • Privacy App—Manage cards, adjust limits, or pause transactions on the go with the Privacy App for Android or iOS, ensuring real-time oversight from anywhere.
  • 1Password Integration—Create and store Privacy Cards directly within 1Password’s vault, streamlining secure payments without switching apps.
  • Card Sharing—Safely share your virtual cards with trusted friends and family while keeping all spending controls.
  • Card Notes—Attach reminders or labels to transactions, making it easier to track subscriptions and other purchases.

Start Using Privacy for Free

Privacy makes it easy to generate your first virtual card. All you need to do is:

  1. Visit the signup page and create your account 
  2. Enter the required Know-Your-Customer (KYC) information
  3. Connect a funding source (bank account or debit card) with your Privacy account
  4. Request and generate your first virtual card

Privacy offers four monthly plans that you can check out below:

Plan Cost Benefits
Personal $0 (free for domestic transactions)
  • Up to 12 new virtual cards per month

  • Single-Use and Merchant-Locked Cards

  • Ability to close and pause the cards and set spending limits

  • Access to the browser extension and mobile app

Plus $5/month
  • All Personal plan features

  • Up to 24 virtual cards per month

  • Category-Locked Cards

  • Priority support with Live Chat (available Mon–Fri from 9 a.m. to 5 p.m. ET)

  • Ability to add custom Card Notes

  • Card Sharing with friends and family

Pro $10/month
  • All Plus plan features

  • Up to 36 new cards per month

  • Privacy Everywhere Cards

  • Fee-free foreign transactions

  • 1% cashback on eligible purchases (up to $4,500/month)

Premium $25/month
  • All Pro plan features

  • Up to 60 cards per month

Resources

[1] Sitelock. https://s3.us-east-1.amazonaws.com/sectigo-sites-web/global/uploads/2022-SiteLock-Website-Security-Report-FINAL.pdf, sourced May 7, 2025
[2] Malwarebytes. https://www.malwarebytes.com/, sourced May 7, 2025
[3] Bitdefender. https://www.bitdefender.com/en-us/, sourced May 7, 2025
[4] Microsoft. https://support.microsoft.com/en-us/windows/firewall-and-network-protection-in-the-windows-security-app-ec0844f7-aebd-0583-67fe-601ecf5d774f, sourced May 7, 2025
[5] Apple. https://support.apple.com/en-in/guide/mac-help/mh11783/mac, sourced May 7, 2025

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