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Byline Bank Privacy Notice

Terms of ServicePrivacy PolicyACH AuthorizationsCardholder AgreementCommercial Cardholder AgreementCalifornia Consumer Privacy Act NoticePrivacy.com E-Sign ConsentVulnerability Disclosure Policy
FACTS

WHAT DOES BYLINE BANK DO WITH YOUR PERSONAL INFORMATION?

Rev. 10/2026
Which?

This Privacy Notice applies to consumers with respect to their accounts, products and services obtained (or applied for) through Privacy.com.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number and Transaction or Loss History
  • Account Balances and Overdraft History
  • Payment History and Checking Account Information
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Byline Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Byline Bank share?Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes— to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes— information about your creditworthinessNoWe don’t share
For affiliates to market to youNoWe don’t share
For nonaffiliates to market to youNoWe don’t share

Who we are

Who is providing this notice?

This privacy notice is provided by Byline Bank.

What we do

How does Byline Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Byline Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your personal information.

How does Byline Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or provide your account information or use your credit or debit card.
  • Apply for a loan or pay us by a check
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to you alone unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include financial companies such as Byline Financial Group.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Byline Bank does not share with nonaffiliates to market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include securities broker-dealers and insurance agents, and credit card companies.

Other important information

California Residents: You do not need to contact us to limit our sharing with joint marketing partners. We will not disclose nonpublic personal information about you to joint marketing partners.

Vermont Residents: You do not need to contact us to limit our sharing with joint marketing partners. We will not disclose nonpublic personal information about you to our joint marketing partners We will not share a credit report about you with our affiliates, except with your express consent or as permitted by law.

Contact Details

Lithic, Inc. (d/b/a Privacy.com)
228 Park Ave S
PMB 57488
New York, NY 10003-1502
United States
If you have questions, please email us at support@privacy.com , or give us a call at 1-844-771-8229.
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* For users on the Privacy Personal plan, there are no fees on domestic transactions and foreign transactions incur a 3% fee ($0.50 minimum). Users on our Pro and Premium plans do not incur foreign transaction fees. Refer to your cardholder agreement for details.

The Privacy card is issued by Patriot Bank, N.A., Member FDIC, pursuant to licenses from Mastercard® International Incorporated and Visa® U.S.A. Inc. and may be used everywhere Mastercard and Visa are accepted. Mastercard is a registered trademark of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association.

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